Are you ready for the next Big One?

Living in California rocks. But it rocks with earthquakes, too. Be prepared with earthquake insurance from the California Earthquake Authority (CEA) before the next Big One strikes.

CEA earthquake insurance will help you:

  • Repair
  • Rebuild
  • Replace your covered property

Your homeowners or renters policy alone doesn't cover earthquake damage. You need a separate CEA earthquake insurance policy.

Buy CEA earthquake insurance together with your home insurance policy, and you and your family will be ready to rock!

CEA Earthquake Insurance Policies

CEA earthquake insurance helps pay for emergency repairs, needed repairs, or rebuilding when your home or belongings suffer earthquake damage.

Homeowners

Manage your earthquake coverage and protect your home and belongings with flexible homeowner policies.

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Mobilehome Owners

Protect your mobilehome or manufactured home against earthquake damage with a CEA earthquake policy. Create the right coverage to meet your needs and budget.

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Condo Owners

Protect your condo and your belongings with CEA condominium-owner policies. CEA insurance covers individual condos, townhouses and other common-interest development properties.

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Renters

Renters insurance alone doesn't pay for earthquake damage to your belongings, or provide support if you are forced to live elsewhere because of earthquake-caused repairs.

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How To Buy Earthquake Insurance

Take three easy steps to buy the CEA policies that meet your needs and budget. Get CEA earthquake insurance through a CEA participating insurance company today.

How Do I Buy?

Get CEA earthquake coverage from your home insurance company. Many California insurance companies offer CEA policies. Contact your insurance company today!

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Recent California Quakes

The United States Geological Survey records daily earthquake event magnitudes, event times, locations, nearest cities, and depths.

Service & Policies from the Best of Both Worlds

The Value of CEA Policies

When you choose CEA earthquake insurance, you get:

  • A choice of earthquake coverage provided by one of the world’s largest providers of earthquake insurance.
  • Professional service from your home insurance company.

We are a not-for-profit, publicly managed, privately funded provider of home earthquake insurance to California homeowners and renters.

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