Liberty Mutual Is There For You

When You Need Us Most

For more than 100 years, we have provided insurance coverage options that meet your specific needs. That includes making sure that you're getting the right amount of coverage at the right price. We know how important your home is. 

As a California resident, that means making sure you are protected in the event of an earthquake. Since Liberty Mutual policies do not cover losses as a result of an earthquake, we join with the California Earthquake Authority (CEA) to make sure this coverage is available to meet your needs. Be sure you're prepared and get a quote from a licensed Liberty Mutual Insurance agent today.

Protect Your Home & Belongings

Before the Next Big Earthquake
Get Covered with CEA Insurance 

Our California lifestyle rocks! Living here comes with knowing our homes sit in earthquake country.

Together with your Liberty Mutual home policy, CEA earthquake insurance helps you:

  • Repair.
  • Rebuild.
  • Replace your covered property.

Know the Cost of Earthquake Damage

Learn More

CEA Earthquake Insurance Policies

CEA earthquake insurance helps pay for emergency repairs, needed repairs, or rebuilding when your home or belongings suffer earthquake damage.


Manage your earthquake coverage and protect your home and belongings with flexible homeowner policies.

Learn More »


Renters insurance alone doesn't pay for earthquake damage to your belongings, or provide support if you are forced to live elsewhere because of earthquake-caused repairs.

Learn More »

Mobilehome Owners

Protect your mobilehome or manufactured home against earthquake damage with a CEA earthquake policy. Create the right coverage to meet your needs and budget.

Learn More »

Condo Owners

Protect your condo and your belongings with CEA condominium-owner policies. CEA insurance covers individual condos, townhouses and other common-interest development properties.

Learn More »

How To Buy Earthquake Insurance

Take three easy steps to buy the CEA policies that meet your needs and budget. Get CEA earthquake insurance through a CEA participating insurance company today.

How Do I Buy?

Get CEA earthquake coverage from your home insurance company. Many California insurance companies offer CEA policies. Contact your insurance company today!

Learn More »

Recent California Quakes

The United States Geological Survey records daily earthquake event magnitudes, event times, locations, nearest cities, and depths.

Service & Policies from the Best of Both Worlds

The Value of CEA Policies

When you choose CEA earthquake insurance, you get:

  • A choice of earthquake coverage provided by one of the world’s largest providers of earthquake insurance.
  • Professional service from your home insurance company.

We are a not-for-profit, publicly managed, privately funded provider of home earthquake insurance to California homeowners and renters.

Learn more »